What Not to put on Plastic
If you think charging everything on your credit cards is all right, read this:
1. TRAFFIC TICKETS: You look reckless. And tickets can push up your insurance rates, which could put a strain on your finances, which could make it harder for you to pay your bills.
2. RETREADING YOUR TIRES: If you’ve bought new tires in the past, this can look like a desperate move. Credit card companies don’t like desperation.
3. BARGAIN BINGES: Downshifting to lower-cost retailers — or shopping at places that attract financially pinched shoppers — makes it look like you’re worried about your finances or about your job. American Express has been accused of cutting people’s credit because they shopped at Wal-Mart.
4. ADULT PLAYTHINGS: Porn is seen as escapism by card companies. And guess what they’re thinking you’re trying to escape from? Financial worries.
5. MARRIAGE COUNSELING AND THERAPY: Money is at the root of many psychological problems. And plenty of relationship problems, too. Relationship problems can lead to divorce. Divorce can destroy your finances. Needing therapy may also make it look like you’re unstable.
It’s now easy to guess the reasons for the following:
6. LOTTERY TICKETS:
7. CASH ADVANCES:
8. PERSONAL PAMPERING:
9. INCOME TAXES:
10. BOOZE:
Source: Marketplace




